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Formation and Registration
Ditsheng Savings and Credit Cooperative Society was registered with the Department for Co-operative Development in 2005 with the objective for members to regularly pool savings and subsequently obtain services like loans and funeral cover.
A task force was formed by the then Permanent Secretary to find ways of saving money in banks contributed by members of staff for welfare matters which included:
- Fruit basket
- Bereavement
- Wedding Celebrations
- Societal Responsibility contributions such as building houses for the underprivileged
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Access to Financial Services
we pride ourselves in providing convenient access to financial Services, including different savings products, loans, and funeral scheme helping members meet their financial needs.
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Member Ownership and Control
Ditsheng SACCOs operate on a cooperative model, where members have a voice and ownership in the Society. Members actively participate in decision-making processes, elect the Management Board, and influence the direction and policies of the SACCOS. This sense of ownership fosters trust, accountability, and transparency.
Objectives of Ditsheng SACCOS
- To promote commerce (economic thrift between members)
- Avail quick access to liquidity
- Promote financial independence
- Staff interactions and welfare
- Educate members of staff on financial management including investment
Benefits of Joining Ditsheng SACCOS
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- Access to Financial Services
- Member Ownership and Control
- Competitive Interest Rates
- High Interest Rates on Savings
- Low Loan Interest Rates
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Competitive Interest Rates
We offer competitive interest rates on savings. This benefit members by providing higher returns on savings and more affordable borrowing options.