FAQs
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Who is eligible to Join Ditsheng SACCOS?
Government and Parastatal employees
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How can I join Ditsheng SACCOS?
complete the membership application form and KYC form, attach a certified copy of your national identity card and confirmation of employment.
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What are the benefits of joining Ditsheng SACCOS?
Members enjoy high interest rate on savings, cell phone and airtime vouchers, a reasonable funeral policy, and access to different types of loans with low loan interest rates.
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Why members should join Ditsheng SACCOS?
Members enjoy various savings options
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How much is the administration fee for being a member of Ditsheng SACCOS?
Joining Fee is P200.00 and shares of P200.00
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What is the minimum saving amount at Ditsheng SACCOS?
The minimum amount to save is P100.00
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How much do I need to save to qualify for a loan with Ditsheng SACCOS?
You need to maintain regular savings with Ditsheng SACCOS to qualify for either of this ordinary loan, special loan 1, special loan 2, quick loan, emergency loan, festive loan and moletlo loan.
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How long does it take for payments to be processed?
1. Quick loan, refund withdrawal, savings withdrawal,emergency loan and moletlo loan are processed within 24hours after approval. 2. Ordinary loan, Special loan and Festive loan payments are processed within 48 hours after assessment.
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Can a member of Ditsheng SACCOS have a dual membership?
Yes, it’s possible with the approval from the Department of Cooperative director.